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    • Home
    • GET A QUOTE
    • PRODUCTS
      • Auto Insurance
      • Property Insurance
      • Flood Insurance
      • Commercial Insurance
      • Boat Insurance
      • Health Insurance
      • Supplemental Insurance
      • Life Insurance
      • Medicare
    • Resources
      • Carriers
      • Request Proof of Ins
      • Realtors
    • about us
      • Our Story
      • Privacy Policy
    • Contact
United Insurance
  • Home
  • GET A QUOTE
  • PRODUCTS
    • Auto Insurance
    • Property Insurance
    • Flood Insurance
    • Commercial Insurance
    • Boat Insurance
    • Health Insurance
    • Supplemental Insurance
    • Life Insurance
    • Medicare
  • Resources
    • Carriers
    • Request Proof of Ins
    • Realtors
  • about us
    • Our Story
    • Privacy Policy
  • Contact

Property Insurance

Protecting the Place You Call Home

 

Your home is more than a building—it’s where you sleep, relax, raise your family, and keep the things you love. At United Insurance Corp, we help you protect that investment with property insurance tailored to your specific needs.


Whether you own a house, condo, townhome, rental property, or you’re just starting out with a renters policy, our team will walk you through your options so you know exactly how you’re covered.

What Property Insurance Can Help Protect

Your home or dwelling

Your home or dwelling

Your home or dwelling

 The structure itself: walls, roof, floors, built-in appliances, attached garage, etc. 

Other structures

Your home or dwelling

Your home or dwelling

 Items like detached garages, sheds, or fences. 

Personal belongings

Your home or dwelling

Personal belongings

 Furniture, electronics, clothing, appliances, and more if they’re damaged or stolen. 

Loss of use

Medical payments to others

Personal belongings

 Additional living expenses if you can’t live in your home due to a covered claim (hotel, temporary housing, meals, etc. 

Personal liability

Medical payments to others

Medical payments to others

 Protection if someone is injured on your property and you’re found legally responsible. 

Medical payments to others

Medical payments to others

Medical payments to others

 Helps with minor medical bills for guests who are hurt at your home, regardless of fault, up to policy limits. 

Types of Property Policies We Can Help With

Homeowners Insurance (Primary Residence)

Homeowners Insurance (Primary Residence)

Homeowners Insurance (Primary Residence)

 Comprehensive coverage for single-family homes, townhomes, and many attached properties. 

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Condo Insurance (HO-6)

Homeowners Insurance (Primary Residence)

Homeowners Insurance (Primary Residence)

 Tailored coverage for your unit’s interior, improvements, and personal property, coordinated with your condo association’s master policy. 

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Renters Insurance

Homeowners Insurance (Primary Residence)

Landlord / Rental Property Insurance

 Affordable coverage for your belongings and liability when you’re renting an apartment, condo, or house. 

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Landlord / Rental Property Insurance

Landlord / Rental Property Insurance

Landlord / Rental Property Insurance

 Protection for homes you rent out to others, with coverage designed for tenant-occupied properties. 

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Vacation / Secondary Homes

Landlord / Rental Property Insurance

Commercial Property (for businesses)

 Coverage for second homes, seasonal homes, or vacation properties that are not your primary residence. 

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Commercial Property (for businesses)

Landlord / Rental Property Insurance

Commercial Property (for businesses)

 Protection for buildings, contents, and business property. (Often combined with general liability.) 

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Common Property Insurance Risks We Look At

Every home and property is unique. When we review coverage, we consider:

  • Location and exposure (coastal, inland, flood zone, wind zone) 
  • Age and condition of the roof 
  • Age of plumbing, electrical, and HVAC systems 
  • Construction type (frame, block, masonry, etc.)
  • Security features (alarms, cameras, gated communities)
  • Use of the property (primary home, rental, seasonal, vacant)


This helps us match you with carriers that are comfortable with your risk and most competitive in your area. 

Ways We Help You Save on Property Insurance

We look for every discount and credit available, such as:

  • Bundling Home & Auto (and other policies
  • New home or recently renovated home credits
  • Impact-resistant or upgraded roofing
  • Wind mitigation features and inspections (where applicable)
  • Monitored alarm systems, security cameras, or gated communities
  • Claim-free history
  • Higher deductibles (when appropriate for your risk tolerance)

Our goal is to balance strong protection with a reasonable premium.

What We Need for a Property Insurance Quote

To provide accurate options, it helps to have:

  • Property address 
  • Year the home/condo was built
  • Construction type (block, frame, etc., if known) 
  • Roof age and type 
  • Square footage and number of stories 
  • Any updates to roof, plumbing, electric, or A/C
  • Recent wind mitigation or 4-point inspections (if you have them)
  • Current insurance declarations page (if you’re already insured)


Don’t worry if you don’t know all the details—we’ll help you through it.

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