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Life Insurance
Protect the People Who Matter Most
Life insurance isn’t just about a policy — it’s about making sure your family is taken care of if something unexpected happens. Whether you want to protect your income, pay off a mortgage, cover final expenses, or leave a legacy, we’ll help you design a plan that fits your life and your budget.
At United Insurance Corp, we’ll sit down with you, look at your full picture, and help you choose the type and amount of life insurance that makes sense for your goals.
Why Life Insurance Matters
A well-structured life insurance plan can help:
- Replace lost income for your spouse or family
- Pay off mortgages, loans, or other debts
- Cover college tuition or future education for children
- Pay final expenses so your family isn’t left with unexpected bills
- Provide an inheritance or financial legacy
- Protect a business, business partner, or key employee
Life insurance is really about giving your loved ones stability and options, even in the worst-case scenario.
Types of Life Insurance We Can Help You With
Term Life Insurance
Whole Life Insurance
Whole Life Insurance
Straightforward, affordable protection for a set period of time (10, 20, 30 years, etc.).
Great for:
- Covering your working years
- Protecting a mortgage or large loan
- Families who want maximum coverage for a lower cost
If you just want to make sure your family is financially secure if something happens to you during those key years, term life is often a strong starting point.
Whole Life Insurance
Whole Life Insurance
Whole Life Insurance
Coverage that can stay in place for your lifetime, as long as premiums are paid.
Features generally include:
- Guaranteed death benefit (subject to policy terms)
- Level premiums that don’t increase with age
- A cash value component that grows over time
Whole life can be useful if you want long-term protection and like the idea of building guaranteed value inside the policy.
Universal Life & Indexed Universal Life (IUL)
Universal Life & Indexed Universal Life (IUL)
Universal Life & Indexed Universal Life (IUL)
Flexible life insurance options that can offer:
- Adjustable premiums and death benefits
- A cash value component that may be tied to interest rates or an index (for IUL)
- Potential for more growth than traditional whole life
These policies are often used for long-term planning, legacy goals, or supplemental retirement strategies, depending on your situation and risk tolerance.
Final Expense / Burial Insurance
Universal Life & Indexed Universal Life (IUL)
Universal Life & Indexed Universal Life (IUL)
Smaller life insurance policies designed to help cover:
- Funeral and burial costs
- Small debts or final medical bills
These can be a good option for seniors or those who mainly want to make sure their family isn’t left with unexpected final expenses.